Universal health coverage means everyone is able to use the quality health services they need without experiencing financial hardship. Out-of-pocket payments can create a financial barrier to access, resulting in unmet need, and lead to financial hardship among people using health services, including medicines.
WHO/Europe works with Member States to monitor financial protection and find ways of reducing out-of-pocket payments for the people most in need of protection.
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7 May 2026
Evaluation framework for subregional approaches and their roadmaps: principles and methods
This Guidance presents a structured and adaptable evaluation framework to assess subregional roadmaps strategic instruments used by the WHO Regional Office...
24 March 2026
Transforming primary health care in Tajikistan: pilot of health financing reform in Sughd region
Launched on 1 January 2025 in the Republic of Tajikistan, the Sughd Pilot for Health Financing Reform aims to achieve universal health coverage by implementing...



