Universal health coverage means everyone is able to use the quality health services they need without experiencing financial hardship. Out-of-pocket payments can create a financial barrier to access, resulting in unmet need, and lead to financial hardship among people using health services, including medicines.
WHO/Europe works with Member States to monitor financial protection and find ways of reducing out-of-pocket payments for the people most in need of protection.
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1 October 2026
WHO contribution in Armenia 2020–2024: evaluation report
This evaluation examines WHO’s contribution to Armenia’s health sector from 2020 to 2024, assessing the relevance, coherence, effectiveness,...
The Roadmap for health and well-being in Central Asia 2022–2025 (CARM) was developed to foster joint health initiatives among Kazakhstan, Kyrgyzstan,...



