Universal health coverage means everyone is able to use the quality health services they need without experiencing financial hardship. Out-of-pocket payments can create a financial barrier to access, resulting in unmet need, and lead to financial hardship among people using health services, including medicines.
WHO/Europe works with Member States to monitor financial protection and find ways of reducing out-of-pocket payments for the people most in need of protection.
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9 July 2026
Primary health care financing in North Macedonia: a situation assessment and policy considerations
Primary health care (PHC) in North Macedonia is delivered through a mix of private “chosen doctors”, who mainly operate in solo practices,...
6 July 2026
Strengthening primary health care and reducing overprovision of low-value specialist care: policy options...
Since the launch of the General Healthcare System (GeSY) in 2019, Cyprus has made significant progress in expanding access to health care and reducing...



